Moss Holds Water Against the Roof
Asphalt shingles are meant to shed water, not stay wet under a layer of organic growth. Moss traps moisture at the shingle surface and slows drying after Oregon rain. That is especially common on north-facing slopes, shaded back roofs, and sections under firs, maples, cedars, or overhanging branches.
Moisture retention is one of the main reasons roof moss damage develops gradually. A light patch may not change much right away. A thick moss pad can stay wet after the rest of the roof has dried, which keeps the roof surface in a damp condition longer than intended.
Early roof moss treatment can be enough when growth is light. Once moss is thick and holding debris, roof cleaning may be needed first.